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you are here: Homepage  > Property News and Articles >  Buy to Let Mortgage Calculator

 

 

Forecast 25 Year Profit & Cashflow, Return on Investment, Calculate Tax....

 

Free Download of Trial Calculator

calculate income tax and capital gains tax

 

 

Save Weeks of Complicated Business Planning......

"I am about to go into the buy-to-let market for the first time. The spreadsheet calculator has provided me with a simple yet effective way of modelling many different scenarios. I am now much more confident that my figures are workable and I am now confident enough to enter my first purchase. Many thanks for an excellent package. Well worth the money!"

Peter Howard, Prospective Landlord, Hertfordshire

"As someone who was struggling to build an adequate model, I would strongly recommend the Buy-to-let calculator. It is extremely professionally presented, very user friendly, allows for quick assumption changes and has certainly helped guide me simply through some of the multitude of alternative investment strategies. Compared to a well known competitive offering, I found it infinitely superior"
Paul, Private Investor, Wokingham


 

Is This You?...

  •  Are you an existing landlord hoping to maximise your current investment return?

  • As a prospective landlord, are you concerned about a price crash or interest rate fluctuation?

  • Would you like to let your home out as a rental but not sure where to start?

  • Are you presently investigating the best use of buy to let mortgages products?

  • Can you currently analyse all factors that impact investment profitability?

  • How can you identify, minimise and control the risks of your investment?

  • Are you aware of your legal obligations as a landlord?

  • How can you plan for maximum investment return with a let to buy....

 

Free Trial  - If you are serious about becoming a UK property landlord and looking at purchasing an investment property (or perhaps you are already a landlord), save yourself weeks of time and frustration by simply purchasing this toolset to help you make the understand the risks and rewards. This unique package offers completely independent information. We are NOT selling you a property, or financial products, legal or other services�all we�re selling is sound researched information. NO STRINGS GUARANTEE: If you're serious about venturing into the property letting market, this guide is the best small investment you�ll ever make. That's why we�ll refund your money in full if you're not completely satisfied with this product. Predicting the overall profitability of a property investment can be complicated even when factors you can control remain unchanged - the calculator in this package prompts you to ask 'what if' factors outside your control that may unexpectedly change - what the impact would be on your investment. For instance, mortgage lender charge increases, taxation allowances banding changes, house prices crash or boom, letting related expenses incurred from damages, void periods when tenants cant be found, interest rate increases s and so on. Our e-book package provides comprehensive, sound and totally impartial information based on practical landlord experiences of UK building investment.
 

 

Input your Investment Choices where prompted (over 50 items) to:-

  • Automatically create a 25 year forecast Profit & Loss and Cashflow Account

  • Compare interest only mortgages vs capital repayment landlord mortgages

  • Calculate net profitability after income tax and capital gains tax rules

  • Analyse total Return on Investment of a property investment

  • Make "what if" decisions with your interactive forecast

  • View graphs of key performance indictors and comment analysis 

  • Identify the financial impact of different types of risks on your investment

mortgage calculator

 

 

 

 

 

 

 


 

Eliminate Stress & Hassle...

  

Calculating Success or Failure - so how do you calculate how much net profit you will make when you rent out an investment property- Have you considered non-paying tenants, rental voids, large tax bills or cashflow problems due to uk mortgage interest rates changing- What will your overall financial goals be- - to sell your investment property following a price rise or alternatively generate a regular income- How do you know your goals will be realistic or achievable- A lot of stress and hassle can be created trying to predict the answers to these questions i.e. changes in cost of a uk mortgage impact on cashflow. It can be difficult to know where to start and how to accurately predict the future value of an investment�

 

 

Understanding Financial Concepts & Practices - before you spend hundreds of pounds and tax and accountancy advice, and weeks of time researching the financial viability of your plans: you need a solid grasp of how Profit & Loss and Cashflow Forecast principles actually operate yourself. You need to understand what measures of success you are going to use against your investment goals and what your worst-case limits are. If you do not, you will be constantly reliant on a third party to translate and explain how well or poorly your money is, or might be, performing in the future�

 

 

Importance of a Flexible Financial Plan - to make matters worse, remember your financial goals are constantly dictated by changeable factors outside of your control; tax rules, interest rates, local councils, demand for certain types of rental accommodation, house price inflation, etc. Therefore, your planned and documented investment goal must also be capable of being turned into a 'live operating financial plan' as circumstances change and dictate. You must be able to quickly make 'what if' decisions related to factors outside of your control, in order to make your forecasting as realistic, prudent and accurate as possible.

 

Make Complex Decisions In Seconds! - to help you with these challenges, we have developed the Buy-to-Let Calculator.  This Excel based software model allows you co create a financial forecast in seconds, while asking 'what if'; thus enabling you to accurately quantify future reward and risk in pounds, shilling and pence. The Calculator is tailor made for the non-financial user and includes Help and instructions at every point. It takes 5 minutes to use! You are simply prompted to enter your Investment choices related to landlord mortgages, legal fees, letting decisions, letting expenses etc, in order to build a complete detailed forecast and 'Return on Investment' analysis of your investment goal.

 

 

 

 

 

 

 

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