On this page you will find details of links to Property Insurance brokers, insurance portals lenders, and information insurance directories to help you get an insurance quote and learn more about the complex area of insurance...  Property insurance is Insurance that protects the physical property and equipment of a business against loss from theft, fire or other perils. Provision of adequate building and contents insurance for property is a mandatory condition of mortgage offers. It is possible top obtain contents only insurance for furniture and fixtures separate to building insurance. Some contents insurance policies definitions exclude certain items in the home or garden; so its essential you check before taking out the policy what level of cover it will provide.  Beware that items stored outside the house may not be covered under a standard contents policy, such as bikes, tools and equipment in sheds or out buildings.  The sum insured is based on your mortgage valuation your mortgage company assessed for rebuilding purposes. Failure to set a correct building sum insured would usually mean the industry average clause would be used in the event of a claim.